Al DeCuir is an experienced investment and merchant banker, whose expertise was
shaped by his positions on both the issuer and financial intermediary sides of capital market transactions. Al has held
senior positions at both commercial and investment banks, where he played a prominent role in financial engineering innovations
(e.g., securitization of credit and asset-based finance) and has also spent many years as a private investor and business
entrepreneur. He was credit-trained at the former National Westminster Bank in the U.S., which took him into areas of
insurance, financial guarantees, and both venture and arbitrage funds. At Credit Suisse USA, Al was a key member of
the small team that "very delicately" forged the foundation for the first true universal bank in the U.S. with
its First Boston Corp. investment banking affiliate - twenty years before the repeal of the Glass Steagall Act. His
direct area of responsibility was first in the New England market and then heading up CSNY's newly-formed Middle Market
Group. Notable achievements in that posting included the initial capitalization of Xerox Credit Corp., the first ever
match-funded intermediate term credit facility created for Avco Financial, and the initial facility for UPS for its entry
At Credit Suisse New York, Al also handled the first
credit-enhanced financial guarantee bond facility in the U.S., as well as the first credit-enhanced Eurobond issue (Niagara
Mohawk Power & Light). Al DeCuir went on to become Vice President and Treasurer at EF Hutton Credit
Corp/Chrysler Capital, where he was among the small group of financial executives who increased that firm from $600 million
to over $1.2 billion. At EF Hutton, Al managed the financial programs responsible for private placements,
commercial paper, swaps, and relationships with 34 line banks.
Al DeCuir headed
the Private Placement group at JW Charles Capital Corp as VP-Managing Director and co-founder of that venture.
There, his experience included expanding a credit facility for General Development Corp., an acquisition of an S&L
by the Collier Family Trust, and an IPO for Tucker National Bank. Prior to JWCC, Al spent a short time
as an internal consultant to Manufacturers Hanover Trust Company, where he helped develop an asset based swap program.
Al spent fifteen years conducting his own investment banking and advisory service, prior to
joining The Riderwood Group, a national securities firm, as SVP, and later Dolan Corporate Services LLC as a Partner. During
that time, Al was involved in the purchase and finance of numerous media enterprises, refinancing a $10 million manufacturing
company, financing the growth of an equipment leasing company to a $50 million level in revolving credit, and the purchase
of a high performance boat company. Al was also a Senior Managing Director at a national M&A firm,
and an independent contractor for the largest business brokerage firm in Florida. In the shipping sector,
he negotiated and structured a “double-dip” international sale/leaseback in a $340 million management buyout of
Royal Cruise Lines.
In recent years, much of Al DeCuir’s professional
activities have involved his close association with Ken Dolan (for years a popular media personality offering investment advice),
with whom transactions have ranged from financial services, to hospitality, to real estate, to healthcare.
If you have a specific need, send an email to the above address, with a return telephone number and
brief description of your circumstances. Either Al or Todd Smith will get back to you (likely with a request for more information in order to do a proper analysis). If confidentiality
is an issue (we handle all correspondence in confidence), just include your standard Confidentiality Agreement - or, we can
provide our standard form.