(973) 257 2850 

Todd Smith is a principal of Royce Joseph Capital LLC, a private investment banking firm specializing in innovative funding of small businesses and their expansion.  Specializing in SBA 504 loans, Todd brings a diverse offering of solutions to the problems faced by small and medium size businesses in a turbulent economic environment in which the challenges of financing working capital have been as acute as ever.

If you have a specific need, send an email to the above address, with a return telephone number and brief description of your circumstances.  Either Todd or Al DeCuir will get back to you (likely with a request for more information in order to do a proper analysis).  If confidentiality is an issue (we handle all correspondence in confidence), just include your standard Confidentiality Agreement - or, we can provide our standard form.